Builders & Allied Trade Merchants Insurance

Grove & Dean Insurance Brokers understand that every business in the building trade sector faces unique risks and challenges.

From builders merchants to plumbers merchants, timber merchants to ironmongers, and all other building trade merchants and wholesalers, having the right insurance coverage is crucial.

As a long-standing broker to the construction industry, Grove & Dean has cultivated a deep understanding of the risks associated with running a successful business in this sector.

Our specialist team is well-versed in many related fields and is dedicated to providing excellent, value-for-money insurance solutions tailored specifically to building trade merchants.

Our schemes are designed to offer peace of mind, with comprehensive coverage options that include business interruption, employers' liability, and protection for money, goods, and transportation risks.

We offer specialised insurance schemes crafted to meet the unique needs of the trade merchants’ industry.

Our team is committed to providing a premium service that goes beyond basic coverage. Clients benefit from having a dedicated in-house claims handler who ensures that claims are processed quickly and efficiently.

Grove & Dean’s experience in the construction industry means we understand the nuances and specific requirements of trade merchants, enabling us to offer tailored advice and coverage options that best meet the needs of your business.

Grove & Dean's custom insurance schemes for builders and allied trade merchants are comprehensive, covering a wide range of risks associated with the builder and trade merchant sectors.

Our clients can expect coverage for all material claims on an All Risks basis, ensuring that both stock and contents are protected.

Contents other than stock are covered on a 15% day one basis and settled on a reinstatement basis, providing financial stability and peace of mind.

For businesses concerned about stock sold, our policies can include coverage on a contract price basis, guaranteeing that your financial interests are protected.

Additionally, our schemes can offer automatic cover for goods in the open, as well as glass, blinds, and signs, ensuring that all aspects of your business are safeguarded.

Policies can also include cover for replacement locks following the theft of keys, trace and access costs, and an automatic exhibition extension.

Furthermore, we can provide business interruption coverage due to the failure of public utilities, protection for lottery syndicate wins, and coverage for material damage at unnamed suppliers or customers' premises.

A dedicated account handler will oversee your claim, ensuring the insurer manages it professionally and without unnecessary delays.