Construction Insurance

Construction insurance is a specialised form of insurance that protects builders and contractors from financial losses related to their materials, equipment, and ongoing projects. This type of insurance covers a wide range of risks that are inherent to construction sites, such as damage, theft, or loss of materials and equipment. In the event of an incident, construction insurance ensures that the policyholder is compensated for the value of the damaged or lost items, safeguarding the financial stability of the project.

Why Choose Grove & Dean for Construction Insurance?

Grove & Dean’s construction insurance policies offer a comprehensive range of services designed to protect your projects from unforeseen risks. We provide a full risk identification and evaluation service conducted by industry specialists, ensuring that your coverage is precisely tailored to your project’s needs. Once the evaluation is complete, our expert brokers will source the best insurance options, matching you with the most suitable insurer for your specific circumstances.

Policyholders also benefit from the support of Grove & Dean’s dedicated claims team, who are well-versed in the unique aspects of each insurance policy. Our experts keep you informed of any updates or changes in UK or EU legislation, providing ongoing advice to ensure that your coverage remains effective and compliant.

Grove & Dean Insurance Brokers are specialists in providing tailored insurance solutions for construction companies and contractors. We possess an in-depth understanding of the complex risks involved in construction projects, and we are dedicated to ensuring that our clients are fully protected at every stage of their work.

We recognise the importance of adhering to legal requirements and industry regulations, which vary depending on the specific type and scale of the construction project. 

Some of the key services we provide include:

Insurance Programmes:

• Risk Identification and Evaluation: We thoroughly assess the potential risks associated with your projects, ensuring you have the right level of coverage.

• Broking with Financially Secure Insurers: We broker insurance programmes exclusively with top-rated insurers, guaranteeing stability and reliability.

• Exclusive Rates and Cover: Our clients benefit from competitive rates and bespoke coverage tailored to their specific needs.

Claims Management:

• Dedicated, Client-Specific Claims Handling: We provide personalised claims management, tailored to the unique needs of each client.

• Detailed Claims Recording, Review, and Analysis: We meticulously document and analyse claims to ensure efficient processing and resolution.

• Uninsured Loss Recovery for Motor Claims: Our team assists with the recovery of losses not covered by insurance, particularly in motor-related incidents.

Advisory Services:

• Technical Advice on Insurance Coverage and Contract Conditions: We offer expert guidance on the nuances of your insurance policy and contractual obligations.

• Updates on Insurance Industry Issues and Changes in Practice: Stay informed with the latest developments in the insurance sector and best practices.

• Legal Liability Updates: We provide updated advice on legal liability issues, including changes in UK legislation and European Union directives, ensuring that you remain compliant.

For more information, or to discuss the appropriate level of cover for your specific circumstances, contact our construction industry team today. Alternatively, you can reach out to our key contact directly to tailor an insurance package that fits your needs.

By opting for construction insurance with Grove & Dean, your business gains access to a wealth of expertise and resources that are essential for navigating the complexities of the construction industry. Our team of specialists stays up to date with the latest legal requirements and regulations, ensuring that your business remains compliant with current laws.

With construction insurance from Grove & Dean, you can enjoy peace of mind knowing that your materials, equipment, and overall project are protected against potential losses, allowing you to focus on completing your work within budget and on time.

Should you need to make a claim, your dedicated account handler will work closely with you to ensure the process is straightforward and handled professionally by the insurer.